Insurance Act 2015: Primary legislation governing insurance contracts, covering duty of fair presentation, warranties and terms, and remedies for fraudulent claims
Consumer Insurance (Disclosure and Representations) Act 2012: Legislation specifically governing consumer insurance contracts and the duty of disclosure
Financial Services and Markets Act 2000: Framework legislation establishing regulatory structure, authorization requirements and consumer protection provisions for financial services including insurance
Third Parties (Rights against Insurers) Act 2010: Legislation governing third party rights and insolvency provisions in insurance contracts
FCA Handbook: Regulatory guidance including Insurance Conduct of Business Sourcebook (ICOBS) and Principles for Businesses (PRIN)
PRA Requirements: Prudential regulation covering capital adequacy and risk management requirements for insurers
Common Law Principles: Including the doctrine of Utmost Good Faith (uberrimae fidei) and general contract law principles
Data Protection Act 2018: Legislation governing data protection and privacy, including UK GDPR implementation
Enterprise Act 2016: Legislation containing provisions regarding late payment of insurance claims
Consumer Rights Act 2015: Legislation protecting consumer rights, applicable if the insurance agreement is consumer-facing
Insurance Distribution Directive: EU-derived regulations governing insurance distribution and sales practices
Money Laundering Regulations 2017: Regulations concerning anti-money laundering requirements applicable to insurance contracts
