Financial Services and Markets Act 2000: Primary legislation that regulates financial services and markets in the UK, setting requirements for authorized lenders and establishing the regulatory framework
Consumer Credit Act 1974: Fundamental legislation governing consumer credit agreements and providing essential consumer protections in lending arrangements
MCOB (Mortgages and Home Finance: Conduct of Business Sourcebook): FCA regulations specifically focused on mortgage lending, establishing standards for mortgage sales and administration
Law of Property Act 1925: Foundational property law legislation that governs mortgage creation and enforcement in England and Wales
FCA Regulations: Financial Conduct Authority regulations covering registration requirements and conduct standards for financial institutions
Consumer Rights Act 2015: Legislation protecting consumers from unfair terms and providing general consumer protection in financial agreements
Data Protection Act 2018 / UK GDPR: Laws governing personal data handling and privacy requirements in financial transactions and record-keeping
Money Laundering Regulations 2017: Regulations setting out due diligence requirements and anti-money laundering provisions for financial transactions
Mortgage Credit Directive Order 2015: UK implementation of EU regulations providing standardized information requirements for mortgage lending
