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Payment Services Regulations 2017: Key UK legislation that implements PSD2, governing payment services including Direct Debits, setting out rights and obligations of payment service providers and users

Financial Services and Markets Act 2000: Primary legislation establishing the regulatory framework for financial services in the UK, including payment processing and consumer protection

Consumer Rights Act 2015: Legislation protecting consumer rights in the UK, affecting how terms in Direct Debit agreements must be presented and enforced

Data Protection Act 2018: UK implementation of GDPR, governing how personal data must be handled in Direct Debit arrangements and associated documentation

Direct Debit Scheme Rules: Rules administered by Pay.UK (formerly Bacs) that set out the operational requirements and standards for Direct Debit processing

Direct Debit Guarantee: Mandatory customer protection scheme that must be included in Direct Debit arrangements, offering immediate refunds for errors in collection

FCA Regulations: Financial Conduct Authority regulations regarding payment services, including requirements for payment service providers and consumer protection measures

Customer Authorization Requirements: Specific requirements for obtaining and maintaining valid customer authorization for Direct Debit collections

Payment Notification Requirements: Rules regarding mandatory notification periods for changes to payment amounts and collection dates

Bacs Direct Debit Operating Rules: Detailed operational requirements and technical standards for organizations participating in the Direct Debit scheme

UK Payment Services Standards: Industry standards governing the technical and operational aspects of payment services in the UK

Data Protection Requirements: Specific requirements for handling, storing, and processing personal and payment data in Direct Debit arrangements