Law of Property Act 1925: Primary legislation governing property law in England and Wales, including mortgage and foreclosure procedures
Financial Services and Markets Act 2000: Key legislation regulating financial services and markets, including mortgage lending activities
Consumer Credit Act 1974: Legislation protecting consumers in credit arrangements, including certain types of mortgages
Mortgage Credit Directive Order 2015: Implements EU regulations on residential mortgage lending into UK law
Financial Services and Markets Act 2000 (Regulated Activities) Order 2001: Specifies which activities require FCA authorization, including mortgage-related activities
FCA Mortgage Conduct of Business Rules (MCOB): Regulatory framework setting out how mortgage lenders must treat customers and handle mortgages
FCA Handbook: Comprehensive regulatory guide including principles for treating customers fairly in financial services
Pre-Action Protocol for Possession Claims: Protocol that must be followed before initiating possession proceedings for mortgage arrears
Consumer Rights Act 2015: Modern legislation consolidating consumer protection rights and remedies
Unfair Terms in Consumer Contracts Regulations 1999: Protects consumers against unfair terms in contracts, including mortgage agreements
Consumer Protection from Unfair Trading Regulations 2008: Prohibits unfair commercial practices in consumer transactions, including mortgage dealings
Civil Procedure Rules Part 55: Specific court procedures for possession claims, including those related to mortgages
Mortgage and Home Purchase Plan Possessions Statistics: Guidelines for reporting and handling mortgage possession cases
