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1. Security Interest: Used when the loan is secured by specific assets or collateral

2. Guarantor Provisions: Required when a third party is guaranteeing the loan

3. Prepayment Terms: Included when special provisions for early repayment are needed

4. Insurance Requirements: Used when specific insurance coverage is required for secured assets

5. Co-Borrower Provisions: Required when there are multiple borrowers

6. Assignment and Transfer: Included when either party may need to transfer their rights under the agreement

7. Privacy and Data Protection: Detailed section when significant personal information is being collected or shared

1. Schedule A - Repayment Schedule: Detailed amortization schedule showing payment dates, amounts, and interest allocation

2. Schedule B - Collateral Description: Detailed description of any assets securing the loan (if applicable)

3. Schedule C - Pre-Authorized Debit Agreement: Form for automatic payment setup if required

4. Appendix 1 - Interest Rate Disclosure Statement: Mandatory disclosure of interest rates and borrowing costs as required by Canadian law

5. Appendix 2 - Notice of Right to Cancel: Information about cancellation rights as required by provincial consumer protection laws