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1. Insurance Broker/Agent Authorization: Required when a broker or agent is involved in arranging the financing and needs specific authorization

2. Electronic Communication Consent: Required when parties agree to receive notices and documents electronically

3. Pre-Authorized Debit Agreement: Required when automatic bank payments are to be set up

4. Credit Investigation Authorization: Required when the lender needs authorization to perform credit checks

5. Co-Borrower Provisions: Required when there are multiple borrowers on the agreement

6. Assignment: Required when the agreement may be assigned to third parties

7. Language Choice (Quebec): Required for agreements in Quebec to acknowledge language choice

1. Schedule A - Payment Schedule: Detailed breakdown of payment amounts, dates, and allocation between principal and interest

2. Schedule B - Insurance Policy Details: List of insurance policies being financed, including policy numbers, coverage types, and premiums

3. Schedule C - Cost of Borrowing Disclosure: Detailed disclosure of all financing costs as required by provincial regulations

4. Appendix 1 - Pre-Authorized Debit Form: Standard form for setting up automatic payments (if applicable)

5. Appendix 2 - Early Termination Calculation Example: Example calculation showing how early termination amounts are calculated