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1. Parties: Identification of the Vendor (current property owner), Purchaser, and acknowledgment of the Existing Mortgagee
2. Background: Context of the transaction, including current property ownership and existing mortgage status
3. Definitions: Key terms used throughout the agreement, including Property, Purchase Price, Existing Mortgage, and Payment Terms
4. Property Description: Detailed legal description of the property being sold
5. Purchase Price and Payment Terms: Total purchase price, down payment, installment amounts, payment schedule, and interest rate
6. Existing Mortgage Provisions: Details of the existing mortgage, including current balance, terms, and how it affects the contract for deed
7. Title and Possession: Terms regarding when title will transfer and conditions for possession
8. Property Taxes and Insurance: Responsibilities for property taxes, insurance requirements, and payment arrangements
9. Maintenance and Repairs: Obligations for property maintenance and repairs during the contract period
10. Default and Remedies: Consequences of default by either party and available remedies
11. Transfer of Title: Conditions and process for final transfer of title upon completion of payments
12. Representations and Warranties: Statements of fact and promises by both parties regarding the property and transaction
13. Notices: How formal communications between parties should be made
14. Governing Law: Specification of applicable Canadian provincial law
15. Execution: Signature blocks and witnessing requirements
1. Property Use Restrictions: Specific limitations on property use, recommended when property has unique zoning or usage requirements
2. Assignment Rights: Terms for transferring contract rights, included when parties want to specifically address assignment possibilities
3. Early Payment Provisions: Terms for early payoff of the contract, included when parties want to allow for this option
4. Mortgage Assumption Terms: Detailed terms if the purchaser will eventually assume the existing mortgage, included when relevant
5. Property Management: Terms for property management if the property is income-producing
6. Environmental Matters: Environmental warranties and indemnities, included for commercial properties or properties with known environmental issues
7. Construction or Renovation Terms: Included when property requires or will undergo significant improvements
8. Homeowners Association Provisions: Included when property is subject to HOA requirements
1. Schedule A - Property Description: Detailed legal description and property boundaries
2. Schedule B - Payment Schedule: Detailed amortization schedule showing all payments, interest, and principal allocation
3. Schedule C - Existing Mortgage Details: Complete terms and conditions of the existing mortgage
4. Schedule D - Property Condition Report: Current condition of the property and any known defects
5. Schedule E - Insurance Requirements: Detailed insurance requirements and minimum coverage amounts
6. Schedule F - Property Tax Information: Current property tax assessment and payment history
7. Appendix 1 - Property Photos: Current photographs of the property
8. Appendix 2 - Title Documents: Copies of relevant title documents and existing encumbrances
Real Estate
Banking and Financial Services
Legal Services
Insurance
Property Management
Mortgage Lending
Construction and Development
Property Investment
Residential Housing
Commercial Real Estate
Legal
Real Estate Operations
Risk Management
Compliance
Finance
Property Management
Investment
Contract Administration
Title and Closing
Mortgage Services
Real Estate Lawyer
Property Manager
Mortgage Broker
Real Estate Agent
Title Officer
Legal Counsel
Property Developer
Financial Advisor
Real Estate Investment Manager
Compliance Officer
Risk Manager
Real Estate Underwriter
Contract Administrator
Real Estate Analyst
Property Portfolio Manager
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