The Flat Purchase Agreement (Compromis de Vente/Verkoopcompromis) is a crucial legal document used in Belgian residential property transactions. It serves as the definitive contract between a seller and purchaser for the transfer of ownership of a flat or apartment. This document is particularly important in the Belgian context as it must comply with specific regional regulations, civil code requirements, and co-ownership laws. The agreement becomes legally binding upon signature and typically precedes the final notarial deed, incorporating mandatory elements such as energy performance certificates, soil certificates, and co-ownership details. It's designed to protect both parties' interests while ensuring compliance with Belgian property law and registration requirements.
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1. Parties: Identification and details of the seller and purchaser, including full legal names, addresses, and identification numbers
2. Background: Context of the sale and brief description of the property being sold
3. Definitions: Definitions of key terms used throughout the agreement
4. Property Description: Detailed description of the flat, including cadastral details, floor area, and composition of the property
5. Co-ownership Details: Description of common areas, share in co-ownership, and allocation of costs
6. Purchase Price: Agreed purchase price, payment terms, and deposit arrangements
7. Completion Date: Date for completion of the sale and transfer of ownership
8. Title and Registration: Confirmation of seller's title and arrangements for registration
9. Warranties and Representations: Seller's warranties regarding the property's condition, title, and compliance with regulations
10. Property Condition: Current state of the property and any known defects
11. Costs and Taxes: Allocation of transaction costs, registration duties, and notary fees
12. Handover: Arrangements for handover of the property and keys
13. Governing Law: Confirmation that Belgian law governs the agreement
14. Signatures: Execution blocks for all parties
1. Mortgage Arrangements: Include when purchaser requires mortgage financing, detailing conditions and arrangements
2. Renovation Works: Include when specific renovation or modification works are agreed as part of the sale
3. Parking Space: Include when a parking space or garage is included in the sale
4. Storage Unit: Include when a storage unit or cellar is part of the sale
5. Rental Situation: Include when the property is currently rented or has existing tenancy agreements
6. Pre-emption Rights: Include when there are any pre-emption rights that need to be addressed
7. Specific Conditions: Include when there are particular conditions that must be met before completion
8. Environmental Issues: Include when there are specific environmental concerns or requirements
1. Property Plan: Floor plan and measurements of the flat
2. Energy Performance Certificate: Mandatory EPC showing energy efficiency rating
3. Co-ownership Rules: Rules and regulations of the building's co-ownership association
4. Soil Certificate: Mandatory certificate regarding soil quality and contamination
5. Building Permits: Copies of relevant building permits and planning permissions
6. Technical Installations: Certificates for electrical, gas, and other technical installations
7. Property Photos: Photographic record of the property's condition at sale
8. Insurance Certificates: Details of building insurance and claims history
9. Building Survey: Technical survey report if commissioned
10. Recent Service Charges: Statement of recent service charges and maintenance costs
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Banking & Finance
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Relevant Teams
Legal
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Compliance
Sales
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Risk Assessment
Technical Services
Customer Relations
Documentation
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Property Manager
Real Estate Agent
Notary
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Compliance Officer
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Sales Manager
Mortgage Advisor
Property Surveyor
Environmental Consultant
Building Inspector
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