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1. Default Provisions: Terms specifying what constitutes default and consequences - include when there are specific default scenarios to address

2. Prepayment Terms: Terms regarding early payment options - include when early payment is to be allowed

3. Late Payment Penalties: Specifications for late payment fees or additional interest - include when specific penalties are desired

4. Assignment Rights: Terms regarding the right to assign or transfer the note - include when transferability is important

5. Installment Payment Terms: Detailed payment schedule for installment payments - include when payment is not a single lump sum

6. Acceleration Clause: Conditions under which full payment becomes immediately due - include in higher-risk situations

7. Waiver of Presentment: Waiver of formal presentment requirements - include when simplified enforcement is desired

8. Security Interest Disclaimer: Clear statement that the note is unsecured - include when needed to avoid confusion about security status

1. Payment Schedule: Detailed schedule of installment payments if applicable, including dates and amounts

2. Interest Calculation Schedule: Detailed breakdown of interest calculation method if complex interest arrangements apply

3. Party Details Schedule: Additional details about the parties if required, such as business registration numbers or additional addresses