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1. Guarantor Provisions: Required when there are guarantors for the loan, detailing their obligations and liabilities

2. Construction Provisions: Needed for construction loans or when property improvements are part of the agreement

3. Strata Title Provisions: Required for properties under strata title, addressing specific requirements and obligations

4. Cross-Collateralization: Used when multiple properties secure the loan or when linking multiple loans

5. Fixed Rate Loan Terms: Specific terms for fixed-rate periods, including break costs

6. Variable Rate Loan Terms: Specific terms for variable rate periods and rate adjustment mechanisms

7. Offset Account Provisions: Terms for linked offset accounts if offered

8. Electronic Transaction Terms: Required for agreements using electronic signing or online banking systems

1. Property Description Schedule: Detailed legal description of the mortgaged property

2. Payment Schedule: Detailed breakdown of payment amounts, dates, and amortization schedule

3. Fee Schedule: Comprehensive list of all applicable fees and charges

4. Insurance Requirements Schedule: Detailed specifications for required insurance coverage

5. Special Conditions: Any special or negotiated terms specific to this mortgage

6. Direct Debit Authorization: Forms and terms for automatic payment arrangements

7. Guarantee and Indemnity: Detailed terms of guarantee if applicable

8. Disclosure Statement: Required statutory disclosures under consumer credit law