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1. Parties: Identifies and provides full details of all co-purchasers involved in the agreement
2. Background: Outlines the context and purpose of the co-purchase arrangement
3. Definitions: Defines key terms used throughout the agreement
4. Ownership Structure: Specifies the ownership percentages and type of co-ownership (tenants in common or joint tenants)
5. Financial Contributions: Details initial purchase contributions, deposit arrangements, and ongoing financial obligations
6. Property Management: Establishes procedures for property maintenance, repairs, and management decisions
7. Decision Making: Outlines the process for making joint decisions regarding the property
8. Expenses and Costs: Defines how ongoing costs, utilities, insurance, and maintenance expenses will be shared
9. Usage Rights: Establishes rules for property occupation, usage, and access rights
10. Sale or Transfer: Procedures for selling the property or transferring ownership interest
11. Dispute Resolution: Processes for resolving disagreements between co-owners
12. Default and Remedy: Consequences and remedies for breach of agreement terms
13. Termination: Conditions and procedures for terminating the co-ownership arrangement
14. General Provisions: Standard legal provisions including governing law, notices, and amendments
1. Mortgage Arrangements: Required when co-purchasers are obtaining joint financing, detailing loan responsibilities and obligations
2. Rental Income: Include when the property will be rented out, specifying income distribution and management
3. Property Development: Necessary when co-purchasers plan to develop or significantly modify the property
4. Death or Incapacity: Optional provisions for succession planning and handling ownership in case of death or incapacity
5. Buy-out Provisions: Detailed procedures for one co-owner buying out others' interests
6. Property Insurance: Specific insurance requirements beyond standard coverage
7. Foreign Investment Provisions: Required when one or more co-purchasers are foreign residents
8. Special Purpose Use: Include when the property has specific intended uses beyond standard residential or commercial use
1. Schedule 1 - Property Details: Detailed description of the property including title details, address, and specifications
2. Schedule 2 - Financial Contributions: Detailed breakdown of each party's financial contributions and ownership percentages
3. Schedule 3 - Maintenance Schedule: Schedule of regular maintenance tasks and responsibilities
4. Schedule 4 - Cost Allocation: Detailed breakdown of how various costs and expenses will be allocated
5. Appendix A - Property Valuation: Independent valuation report of the property
6. Appendix B - Property Condition Report: Detailed report on the property's condition at purchase
7. Appendix C - Mortgage Details: Details of any mortgage or financing arrangements
8. Appendix D - Insurance Certificates: Copies of relevant insurance policies and certificates
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