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1. Original Note Details: Reference to the original promissory note being amended, including its date, parties, and principal amount
2. Amendment and Restatement: Clear statement that this document amends and restates the original note in its entirety
3. Promise to Pay: Unconditional promise to pay a specific sum of money, including the amount in both numbers and words
4. Payment Terms: Detailed payment schedule, including due date(s), installment amounts if applicable, and payment method
5. Interest Rate: Specification of any applicable interest rate, calculation method, and payment schedule
6. Place of Payment: Specific location or method where/how payment should be made
7. Maker Details: Full legal name and address of the person/entity making the promise to pay
8. Payee Details: Full legal name and address of the person/entity to whom payment is to be made
9. Date and Place of Issuance: Date when and place where the amended note is issued
10. Governing Law: Explicit statement that UAE law governs the promissory note
1. Security Provisions: Include when the note is secured by collateral or guarantees
2. Default Provisions: Include when specific consequences of default need to be outlined
3. Prepayment Terms: Include when early payment options are allowed
4. Transfer Rights: Include when specific restrictions or permissions for transfer need to be documented
5. Notice Requirements: Include when specific notice procedures need to be established
6. Currency Conversion: Include when payment may be made in multiple currencies
7. Force Majeure: Include when specific circumstances that might affect payment need to be addressed
1. Schedule A - Payment Schedule: Detailed breakdown of payment installments, dates, and amounts if payment is to be made in installments
2. Schedule B - Original Note: Copy of the original promissory note being amended and restated
3. Schedule C - Security Details: Details of any collateral or security arrangements if the note is secured
4. Appendix 1 - Calculation Method: Detailed explanation of interest calculation method if complex interest arrangements apply
Banking and Financial Services
Real Estate and Construction
Commercial Trading
Manufacturing
Investment and Private Equity
Small and Medium Enterprises
Professional Services
Retail
Healthcare
Education
Legal
Finance
Treasury
Credit Management
Risk Management
Compliance
Corporate Secretariat
Accounts Receivable
Business Development
Investment
Chief Financial Officer
Finance Director
Treasury Manager
Legal Counsel
Corporate Secretary
Credit Manager
Financial Controller
Accounts Receivable Manager
Risk Manager
Compliance Officer
Managing Director
Business Development Manager
Investment Manager
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